A student is injured in class
A pose is pushed too far, or a slip on a heated floor. Public liability responds to claims that you were legally responsible.
Insurance for yoga studiosCover that holds
Cover that holds
your practice space.
From hot yoga to restorative classes: your studio is a calm space, but it still carries real risk. GymCover arranges one flexible business pack for Australian yoga studios: public liability, your fit-out and props, and the income you’d lose if you had to close. Priced live by A-rated insurers.
Real price in about 3 minutesNo lock-in contractsPDS before you pay
Up to $20Mpublic liability cover
~3 minto a real, bindable price
A-ratedAustralian insurers only
1-to-1broker support included
Made for your studioWhatever you teach,
Whatever you teach,
we cover it.
A yoga studio isn’t a gym. The risk lives in the practice: a student who over-extends, a slip on a heated floor, the fit-out and props you’ve invested in, and the teachers who guide every class.
GymCover’s questions adapt to what you run (heated or unheated, workshops and teacher training, casual and visiting teachers) so you only pay for what fits.
- ✓Hot & heated yoga
- ✓Vinyasa & power yoga
- ✓Restorative & yin
- ✓Barre & yoga hybrids
- ✓Workshops & teacher training
- ✓Casual & visiting teachers
Why it mattersThe risks a studio
The risks a studio
actually carries.
These are the moments cover is built for. A yoga studio’s exposures look different to a busy gym’s, so the pack is shaped around them.
Your fit-out or props are damaged
Timber floors, mirrors, heating and the props you supply. Property cover protects them against fire, storm, water and accidental damage.
Heating or equipment fails
Hot-yoga heating, sound systems and electronics that mechanically or electrically fail. Breakdown cover repairs or replaces them.
Your studio has to close
Water damage or fire keeps the doors shut for weeks. Business interruption covers the income you would have earned.
What’s coveredOne pack. Switch on
One pack. Switch on
only what you need.
Eleven sections sit inside the GymCover pack. These are the ones yoga studios most commonly switch on. You choose the sections; we size the limits and excess around your studio.
Public & products liability
A student is injured in a class, or you’re held responsible for damage to someone else’s property.
Limits up to $20M
Property & contents
Your fit-out, mirrors, heating, mats and props, protected against fire, storm, water and accidental damage.
Insured to value
Equipment breakdown
Hot-yoga heating, sound systems and electronics that stop working through mechanical or electrical failure.
Repair or replace
Business interruption
The income you’d lose while an insured event keeps your studio closed and classes off the timetable.
Lost income covered
Theft & money
Break-ins and stolen contents or retail stock, plus cash on site and takings.
Contents & takings
Portable equipment
Gear that travels: mats, props, laptops and speakers for pop-up and outdoor classes.
Cover away from site
Eleven sections in one pack. Glass, machinery, tax audit, transit and general property are there too if your studio calls for them.
Common questions
Good to know.
General information about cover for yoga studios. For advice on your situation, a licensed broker is a message away.
Ask us anythingWhat insurance does a yoga studio need in Australia?
Most studios start with public liability (for student injury and third-party property damage) plus property cover for their fit-out, mirrors, heating and props. Many also add business interruption for lost income, equipment breakdown, and theft & money. GymCover bundles these into one business pack so you switch on only the sections your studio needs.
Does public liability cover a student injured in a class?
Public liability is designed to respond to claims where you’re found legally responsible for a student’s injury during a class. Cover depends on the policy wording and the circumstances, which is why the PDS is shown before you pay and a broker is available to talk it through.
Does it cover hot yoga, including the heating and higher risk?
Yes. The quote adapts to heated studios. Your heating counts as equipment for property and breakdown cover, and the slightly different risk of a heated floor is accounted for when you tell us during the quote.
Does it cover casual and visiting teachers?
The pack accounts for the teachers who teach at your studio, including casual and visiting teachers, when you tell us about them during the quote. Keeping this accurate keeps your cover sound.
Am I covered for workshops, retreats or teacher training?
Tell us about these during the quote so your cover reflects what you actually run. For off-site retreats in particular, a broker can help make sure the activity and location are properly considered.
How much does yoga studio insurance cost?
It depends on your turnover, studio size, whether you run heated classes and the sections and limits you choose. Rather than quote a generic figure, GymCover prices your studio live with the insurer, usually in about three minutes, and shows the premium broken down to the cent before you decide.
Ready when you arePrice your studio before
Price your studio before
your next class starts.
About three minutes of questions. No documents, no obligation, and a broker on the other end if you’d rather talk it through.