A student is injured in class
A pose is pushed too far, or a slip on a heated floor. Public liability responds to claims that you were legally responsible.
Insurance for yoga studiosCover that holds
Cover that holds
your practice space.
From hot yoga to restorative classes: your studio is a calm space, but it still carries real risk. GymCover arranges one flexible business pack for Australian yoga studios: public liability, your fit-out and props, and the income you’d lose if you had to close. Priced live by Australian insurers.
Real price in about 3 minutesPay monthly or yearlyA broker on your side at claim time
Up to $20Mpublic liability cover
~3 minto a real, live price
Australianinsurers only
1-to-1broker support included
Made for your studioWhatever you teach,
Whatever you teach,
we cover it.
A yoga studio isn’t a gym. The risk lives in the practice: a student who over-extends, a slip on a heated floor, the fit-out and props you’ve invested in, and the teachers who guide every class.
The quote asks about your studio type, turnover, staff and the contractor teachers you pay, and you switch on only the sections you want. Running heated classes, workshops or teacher training? Mention it to a broker before you buy.
- ✓Hot & heated yoga
- ✓Vinyasa & power yoga
- ✓Restorative & yin
- ✓Barre & yoga hybrids
- ✓Workshops & teacher training
- ✓Casual & visiting teachers
Why it mattersThe risks a studio
The risks a studio
actually carries.
These are the moments cover is built for. A yoga studio’s exposures look different to a busy gym’s, so the pack is shaped around them.
Your fit-out or props are damaged
Timber floors, mirrors, heating and the props you supply. Property cover protects them against fire, storm, water and accidental damage.
Heating or equipment fails
Hot-yoga heating, sound systems and electronics that mechanically or electrically fail. Breakdown cover repairs or replaces them.
Your studio has to close
Water damage or fire keeps the doors shut for weeks. Business interruption can help with the income lost after insured damage, for the indemnity period chosen.
What’s coveredOne pack. Switch on
One pack. Switch on
only what you need.
Eleven sections sit inside the GymCover pack. These are the ones yoga studios most commonly switch on. You choose the sections, limits and excess to suit your studio.
Public & products liability
A claim that you’re legally responsible for a student’s injury or for damage to someone else’s property.
Limits up to $20M
Property & contents
Your fit-out, mirrors, heating, mats and props, protected against fire, storm, water and accidental damage.
You set the value
Equipment breakdown
Hot-yoga heating, sound systems and electronics that stop working through mechanical or electrical failure.
Repair or replace
Business interruption
The income you’d lose while an insured event keeps your studio closed and classes off the timetable.
For the period you choose
Theft & money
Break-ins and stolen contents or retail stock, plus cash on site and takings.
Contents & takings
Portable equipment
Gear that travels: mats, props, laptops and speakers for pop-up and outdoor classes.
Cover away from site
Eleven sections in one pack. Glass, employee fraud, tax audit and gear in transit are there too if your business calls for them.
Common questions
Good to know.
General information about cover for yoga studios. Questions about how a cover works? A broker is a message away.
Ask us anythingWhat insurance does a yoga studio need in Australia?
Most studios start with public liability (for third-party injury and property damage) plus property cover for their fit-out, mirrors, heating and props. Many also add business interruption for lost income, equipment breakdown, and theft & money. GymCover bundles these into one business pack so you switch on only the sections your studio needs.
Does public liability cover a student injured in a class?
Public liability is designed to respond to claims where you’re found legally responsible for a student’s injury during a class. Cover depends on the policy wording and the circumstances, which is why the PDS is shown before you pay and a broker is available to talk it through.
Does it cover hot yoga studios?
Hot yoga studios can be covered, and your heating can be insured as equipment under property and breakdown cover. A heated room is a different risk to an unheated one, so mention it to a broker before you buy so the insurer knows what the studio runs.
Does it cover casual and visiting teachers?
The quote asks how many casual and part-time staff you have and what you pay contractors each year. Visiting teachers who work as contractors usually need their own liability and professional indemnity cover, and many studios ask to see it.
Am I covered for workshops, retreats or teacher training?
Workshops at your own studio sit with your normal activities. Off-site retreats and teacher training are worth raising with a broker before you buy, because a different location or activity can change what the insurer will cover.
How much does yoga studio insurance cost?
It depends on your turnover, studio size, whether you run heated classes and the sections and limits you choose. Rather than quote a generic figure, GymCover prices your studio live with the insurer, usually in about three minutes, and shows the premium broken down to the cent before you decide.
Ready when you arePrice your studio before
Price your studio before
your next class starts.
About three minutes of questions. No documents, no obligation, and a broker on the other end if you’d rather talk it through.